Need to pay your supplier, buy the inventory, or cover some other business expenses but are short on cash? Can’t afford to wait for payments from your clients?
During such situations, business owners often consider business loans to bail them out. However, the time-consuming approval process, tons of paperwork & strict requirements mean that finding a business loan to meet your financial needs at the right time, is indeed an enormous task.
This is where invoice financing comes into play. You can get some cold, hard cash by selling your unpaid invoices. Accounts Receivable Financing provides you the immediate capital to keep your business afloat & can be a vital element of your ongoing cash flow strategy.
With invoice financing, you typically receive 80% - 90% of the invoice face value upfront based on the risk profile of your business. However, depending upon the lender, you can get up to 100% of the invoice face value. The invoice itself serves as a collateral and you can repay the lender once the invoice is paid.
Easy to Set Up. No Credit Card Required.Sign up
Fast & Easy Access Set up an account with Smansha to convert your invoices into cash right away. At Smansha lending marketplace, we help businesses compare and find a variety of AR financing offers faster than traditional financing options.
100% Financing Traditional lenders usually finance only 80-90% of the invoice face value. Our lending partners may finance up to 100% of it.
Improve Credit Score In addition to the debt-free cash flow, AR financing can help you improve your business credit score. With full and timely funding, you can stay on top of your payables.
Use for Various Business Purposes Whether you are launching a new product, hiring new employees, buying supplies, or paying business expenses, you can use Accounts Receivable Finance.
No Hidden Charges There are some loan hidden charges that banks don’t tell you. At Smansha, we think you deserve loan charges that are clear and transparent – with no hidden costs.
Find the Best Deal Our business funding experts can help you match your business with a wide range of AR financing options. Besides, they can also help you compare interest rates, terms, and payments for a variety of lending options, so you can choose the one that meets your business's unique financial needs.
Ready to get started?Apply Now
Sign UpSign up on our secure & innovative lending platform for a variety of funding options.
Get ApprovedCompare different loan offers & accept the one that bests fits your business needs.
Receive FundsReceive the approved funds in your business account within 24-48 business hours.
Make PaymentsA fixed payment is automatically debited from your business bank account.