A Quick & Easy Way to Get Funds for Sudden Expenses & Cash Flow Needs Without adequate cash flow, your small business may lack the capacity to pay your suppliers. Besides that, negative cash flow seriously affects your business' credit rating, erodes the competitive advantage, & eventually makes your business insolvent. Line of Credit is one of the most popular funding options among business owners to access money to address various cash-flow issues & other short-term situations where you need quick access to extra capital.
This sought-after funding can be used to finance capital expansion, purchase inventory, or deal with negative cash flow situations. Unlike traditional business loans, you have the flexibility to borrow a predetermined amount of funds. At Smansha lending marketplace, we help businesses compare different lines of credit & secure the best business line of credit fitting the need.
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A business line of credit is a great funding option for small business owners as it provides flexibility that a regular loan doesn't.
Instant FundingGet funds in your bank account within 24-48 business hours on approval.
Improve Credit ScoreFull & on-time installments can improve your business credit score which our lenders report to bureaus.
Reborrow as NeededPay interest on the credit used & repay the amount borrowed so the funds are available again.
No Penalities on PrepaymentPay off line of credit anytime without any fee or penalty.
No Hidden ChargesAt Smansha, we believe you deserve clarity & transparency when it comes to any extra charges or fees.
Low-Interest RateInterest rates may differ with different lenders & the amount borrowed but it is comparatively lower than on credit cards or other loans.
Sign UpSign up on our secure & innovative lending platform for a variety of funding options.
Get ApprovedCompare different loan offers & accept the one that bests fits your business needs.
Receive Your FundsReceive the approved funds in your business account within 24-48 business hours.
Make PaymentsA fixed payment is automatically debited from your business bank account.