Compare Offers and Find the Best Rates

No Matter what’s Your Business Financing Needs, There’s an SBA Loan for That

Thinking of starting or expanding your small business? Need COVID-19 relief? Purchasing inventory, equipment machinery, and commercial real estate? Get the flexible and affordable funding for almost every business purpose from Small Business Administration (SBA) that you might not qualify for otherwise. Begin your SBA loan application though Smansha to be matched with various SBA lenders.

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Every Business’ Financing Needs Are Different. You can customize an SBA loan on Smansha to meet your needs.

As an independent agency of the government, SBA doesn’t provide funds directly to small business owners but sets guidelines for financing made by its partnering lenders, community development organizations, and micro-lending institutions. You’re are eligible for an SBA Loan if you’re part of a U.S territory including the United States, Puerto Rico, Guam, and the U.S Virgin Islands. Whether you’re trying to scrape together money to purchase inventory, increase working capital, or buy real estate, SBA’s extensive loan programs let you borrow money for a variety of purposes that can help you meet your small business’ unique financial needs. At Smansha lending marketplace, we help businesses compare and find a variety of SBA loan offers, sold by multiple lenders, making it easier to apply and secure the best business term loan to fit their budget and needs.

Loan Amount

Up to $5,000,000

Loan Term

5-30 Years

Repayment Term

3 months to 25 years

Interest Rate

As low as 6%

Funding Time

As fast as 2 weeks

Security

Require collateral

Let Smansha swiftly guide you through the
SBA loan application

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Why Consider a Small Business Term Loan with Smansha?

Though SBA loans may take a longer time and require a lot of paperwork than other short-term loans from alternative lenders, it’s a great funding option for small business owners, especially in the light of favorable interest rates. There are multiple loan products you can qualify for; no matter what’s your small business’ financing needs. With an SBA loan, a business can get up to $5M with rates ranging from 4% to 10%. Besides that, this loan option offers you the longest payment terms that are ranging from 5 to 30 years.

For Almost every business purpose

SBA loan is one of the most flexible lending options available. Whether you want to expand an existing business, buy machinery, refinance your existing debt, or buying commercial real estate, you can use an SBA loan to cover just about every nook and cranny of your small business.

Easy Application Process

While traditional banks are known for the complicated loan approval process, our lending partners use various technologically-advanced web-based applications to offer easy and faster funding. Our personal funding managers are happy to help you if you need a little extra help.

Use for Nearly Any Purpose

Whether you need to make a specific inventory purchase, finance a major technology purchase, or refinance business debt, you can use a term loan for nearly any purpose as a small business owner.

Improve Credit Score

SBA loans can help you improve your business credit score by making full and on-time payments, which our lenders report to bureaus.

Other Benefits

SBA loan’s down payments are generally lower, payment terms are higher, interest rates are lower and access to capital is much higher than other types of loans.

Find The Best Deal

Our business funding experts can help you match your business with a wide range of SBA loan options. Besides, they can also help you compare interest rates, terms, and payments for a variety of lending options, so you can choose the one that meets your business's unique financial needs.

We Work With Top Alternative Lending Partners to
Support Small Businesses with Finance

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Choose Your Options

Loan Amount

From $30,000 to $5 million

Interest Rate

Anywhere between 5 to 10 percent

Repayment Terms

10 years for most loans and 25 years for real estate loans

Repayment Cycle

Monthly

Time to Funding

One to three months or more

Loan Amount

Generally crapped at $5 million, however, certain eligible projects...

Interest Rate

3.67% to 3.98%

Repayment Terms

10, 20, or 25 years

Minimum Requirements

More than 650 credit score

Time to Funding

At least 30 to 90 days

Loan Amount

Up to $50,000

Interest Rate

8% to 13%

Repayment Terms

Up to 6 years

Minimum Requirements

640 credit score

Repayment Cycle

Monthly

Time to Funding

At least 30 to 90 days

Loan Amount

Up to $5 million

Interest Rate

7.50% to 10%

Repayment Terms

Up to 10 years

Minimum Requirements

Same as with SBA 7(a) loans

Time to Funding

At least 30 to 90 days

How it Works?

1
Sign Up

Sign up with our secure and innovative lending platform to get started for a safe and worry-free funding

2
Get Approved

Provide some basic information about your business to get your business approved. Compare loan options to find the perfect funding for you or your clients.

3
Receive Your Funds

Receive your funds within 24 to 48 hours (on approval)

4
Make Payments

A fixed payment is automatically debited from your business bank account.

Make smarter decisions about your small business by comparing funding offers from multiple lenders at Smansha

Create a free SBA Loans Account