No Matter what’s Your Business Financing Needs, There’s an SBA Loan for That
Thinking of starting or expanding your small business? Need COVID-19 relief? Purchasing inventory, equipment machinery, and commercial real estate? Get the flexible and affordable funding for almost every business purpose from Small Business Administration (SBA) that you might not qualify for otherwise. Begin your SBA loan application though Smansha to be matched with various SBA lenders.
As an independent agency of the government, SBA doesn’t provide funds directly to small business owners but sets guidelines for financing made by its partnering lenders, community development organizations, and micro-lending institutions. You’re are eligible for an SBA Loan if you’re part of a U.S territory including the United States, Puerto Rico, Guam, and the U.S Virgin Islands. Whether you’re trying to scrape together money to purchase inventory, increase working capital, or buy real estate, SBA’s extensive loan programs let you borrow money for a variety of purposes that can help you meet your small business’ unique financial needs. At Smansha lending marketplace, we help businesses compare and find a variety of SBA loan offers, sold by multiple lenders, making it easier to apply and secure the best business term loan to fit their budget and needs.
Up to $5,000,000
5-30 Years
3 months to 25 years
As low as 6%
As fast as 2 weeks
Require collateral
Though SBA loans may take a longer time and require a lot of paperwork than other short-term loans from alternative lenders, it’s a great funding option for small business owners, especially in the light of favorable interest rates. There are multiple loan products you can qualify for; no matter what’s your small business’ financing needs. With an SBA loan, a business can get up to $5M with rates ranging from 4% to 10%. Besides that, this loan option offers you the longest payment terms that are ranging from 5 to 30 years.
SBA loan is one of the most flexible lending options available. Whether you want to expand an existing business, buy machinery, refinance your existing debt, or buying commercial real estate, you can use an SBA loan to cover just about every nook and cranny of your small business.
While traditional banks are known for the complicated loan approval process, our lending partners use various technologically-advanced web-based applications to offer easy and faster funding. Our personal funding managers are happy to help you if you need a little extra help.
Whether you need to make a specific inventory purchase, finance a major technology purchase, or refinance business debt, you can use a term loan for nearly any purpose as a small business owner.
SBA loans can help you improve your business credit score by making full and on-time payments, which our lenders report to bureaus.
SBA loan’s down payments are generally lower, payment terms are higher, interest rates are lower and access to capital is much higher than other types of loans.
Our business funding experts can help you match your business with a wide range of SBA loan options. Besides, they can also help you compare interest rates, terms, and payments for a variety of lending options, so you can choose the one that meets your business's unique financial needs.
From $30,000 to $5 million
Anywhere between 5 to 10 percent
10 years for most loans and 25 years for real estate loans
Monthly
One to three months or more
Generally crapped at $5 million, however, certain eligible projects...
3.67% to 3.98%
10, 20, or 25 years
More than 650 credit score
At least 30 to 90 days
Up to $50,000
8% to 13%
Up to 6 years
640 credit score
Monthly
At least 30 to 90 days
Up to $5 million
7.50% to 10%
Up to 10 years
Same as with SBA 7(a) loans
At least 30 to 90 days
Sign up with our secure and innovative lending platform to get started for a safe and worry-free funding
Provide some basic information about your business to get your business approved. Compare loan options to find the perfect funding for you or your clients.
Receive your funds within 24 to 48 hours (on approval)
A fixed payment is automatically debited from your business bank account.
